1. If they want to loan 당신 money, tell them 당신 just filed for bankruptcy and 당신 could sure use some money.
2. If they start out with, "How are 당신 today?" say, "Why do 당신 want to know?" Alternately, 당신 can tell them, "I'm so glad 당신 asked, because no one these days seems to care, and I have all these problems; my sciatica is 연기 up, my eyelashes are sore, my dog just died..." When they try to get to the sell, just keep talking about your "problems."
3. If they say they're Joe Doe from the XYZ Company, ask them to spell their name. Then ask them to spell the company name. Then ask them...
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