Do 당신 have any tips for me to be good with my money when I start my job?

I am starting a job (Apprenticeship) soon and I want tips on how to not spend every penny I earn because I want to save for my future, so I don't stress when certain events happen.
 KezziRose1996 posted over a year ago
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legend_of_roxas said:
당신 should come up with a plan and stick with it. Your plan will depend on whether 당신 live with your parents, live on your own, 또는 live with a roommate 또는 roommates. Plan out on how much 당신 need to spend on what. First figure out what 당신 need to spend on food, bills, clothing, rent, and other expenses that 당신 absolutely have to pay for. Then 당신 have to figure out how much 당신 can spend on entertainment like going out with your 프렌즈 to the 영화 또는 other stuff 당신 like to do. Don't spend too much money on stuff like that, because 당신 should put as much money as 당신 can into your savings. A good way to save money is to keep it in a bank, or, if 당신 don't have a banking account 또는 you're just 더 많이 traditional, 당신 can put your saving money into a jar and lock the jar up somewhere.
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posted over a year ago 
Riku114 said:
Step 1) Come up with a good plan to save your money
Step 2) Plan to spend only a small portion of your money 당신 earn
Step 3) Think 당신 are doing a good job
Step 4) KPop decides your plans were funny
Step 5) Spend all your money on merch, albums, and possible future concerts

Dont resist. Its futile.
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 Step 1) Come up with a good plan to save your money Step 2) Plan to spend only a small portion of your money 당신 earn Step 3) Think 당신 are doing a good job Step 4) KPop decides your plans were funny Step 5) Spend all your money on merch, albums, and possible future concerts Dont resist. Its futile.
posted over a year ago 
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Okay okay okay
Riku114 posted over a year ago
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And is only somethign 당신 can do if 당신 can beat KPop's ability to suck 당신 dry of all your money :v XD
Riku114 posted over a year ago
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Good luck with your money XD
Riku114 posted over a year ago
MaxandMart said:
The best way to be good with your money is:
1. Record every penny coming in and out - if 당신 have a bank account - make sure that 당신 reconcile the statement each month. For the cash on hand have a good idea about how much 당신 have.
2. I know when I start a job, I want to buy my lunches at the near 의해 rest. / deli / etc. Try to avoid this - take a lunch with 당신 - lunches out really add up.
3. If the work place is far away, try to team up with someone that has the same schedule as 당신 do - save on transport.
4. Before 당신 go to spend your money - make a list and try to stick to items on it - of course if there is something that 당신 buy quite often and 당신 see it is on sale - try to buy a little extra.
5. Take a small calculator with 당신 when 당신 샵 - sometimes the larger sized items are cheaper per unit - but sometimes it may not be.
6. If 당신 have credit (or debit) cards - try not to use them for every transaction. Check with the bank - certain accounts may have transaction fees - some may be unlimited, etc. As far as the credit card is concerned - make sure 당신 pay it off each month.
7. If 당신 have to work shifts - find out if there are shift premiums. If there are - then try to take the shifts with the highest rate - some places that may be the Sunday shift (if it is not against your religion).

These are just a few to start off with - good luck - I hope things work out well for you.
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posted over a year ago 
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