How about both?

Honestly if I were rich about 97% of my problems would be solved.

^

I would be lying if I said that money isn't everything, well it isn't, but it is important to survive. I don't really want to be rich, but I would be glad if I had enough money to have a good life with no worries about not having enough money to survive and pay my needs. I'd rather have a simple life after all I don't need to be rich to realize my dreams :)

Both though.... I'd want to be rich to have that financial support and no debt looming over me, but I'd live a simple life. I ain't about that fancy life :P