The link reports that people who became adults in the first decade of the twenty-first century, often referred to as millennials, have about $2,700 on average in credit card debt. This is lower than senior generations, but often stands on 상단, 맨 위로 of larger mortgages and a slow job market. Millennials also tend to have a poor credit score on average, which typically amounts to just above 600.

A low credit score is always bad news for revolving debt, simply because floating interest rates rise with worsening ratings. This can cost thousands extra on all loans, but is particularly harsh with credit...